What do I need to apply for a loan?
General eligibility criteria
Before applying for a loan online please make sure that you meet the general eligibility criteria. Some requirements may vary depending on your state of residence. Below is a list of general requirements for the borrowers:
- You must be 18 or older
- You must have a government-issued photo ID
- You must have a verifiable source of income
- You must have a valid email & phone number
- You must have an active bank account
Can I get a loan with bad credit?
Yes. A credit score is not the only factor that is being considered when evaluating your loan request. However, a bad credit score can result in a more expensive loan and fewer options to choose from.
What about a credit check?
If you choose to take a payday loan or an installment loan, then some lenders might perform a hard credit check with any of the major credit bureaus that may affect your credit score. If you want to avoid any sort of credit check then a title loan is your best option since your vehicle is used as collateral and no credit checks are being made.
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