How to get a loan online?

What do I need to apply for a loan?

Before applying for a loan online please make sure that you meet the general eligibility criteria. Some requirements may vary depending on your state of residence.

General eligibility criteria

Below is a list of general requirements for the borrowers:

  • You must be 18 or older
  • You must have a government-issued photo ID
  • You must have a verifiable source of income
  • You must have a valid email & phone number
  • You must have an active bank account

Can I get a loan with bad credit?

Yes. A credit score is not the only factor that is being considered when evaluating your loan request. However, a bad credit score can result in a more expensive loan and fewer options to choose from.

What about a credit check?

If you choose to take a payday loan or an installment loan, then some lenders might perform a hard credit check with any of the major credit bureaus that may affect your credit score. If you want to avoid any sort of credit check then a title loan is your best option since your vehicle is used as collateral and no credit checks are being made.

Have more questions? Visit our FAQs section for more useful information about loans, borrowing, and debt.