Fast Payday Loans the Easy Way
Need a cash advance or a payday loan urgently?
If you are temporarily short on cash, but still need to pay the bills, a payday loan or a cash advance may be your best option. Get a small cash loan for a limited period and pay it back no later than the next payday.
24CashToday will guide you through the different types of short-term loans, explain how they work and help to get the best one for your needs.
What do I need to get a payday loan?
Before applying for a loan online please make sure that you meet the general eligibility criteria, for this you must:
- be 18 or older
- have a government issued photo ID
- have a verifiable source of income
- have a valid email address
- have an active checking account
If you meet the eligibility criteria, you can start by filling out a simple online application at 24CashToday. Once your submitted application is approved, you will be eligible to receive your money to your bank account shortly. Make sure to repay the loan on-time to avoid expensive penalties.
What are payday loan terms in my state?
The terms, fees, and maximum loan amounts for payday loans online and cash advances vary by state. Please select your state to see if payday loans are legal in your state, and what are the limits:
Loan terms & rates by state
Payday loans FAQs
A payday loan, or a cash advance is a small personal loan borrowed for a short period of time, typically until the next payday. These short-term loans have low requirements and need no collateral (are unsecured loans), but usually have high interest rates. It is not recommended to use cash advance for longer periods.
Due to the impact of COVID-19, many lenders are adjusting the way they work, including availability of payday loan offers and general requirements. 24CashToday tries to minimize the impact of COVID-19 on borrowers by offering a contact-free online loan application and increasing the chances of finding a cash advance near you.
Payday loans are multipurpose and it is up to you to decide how to use them. You can use cash advance to pay for any unexpected expenses, utility bills, home repairs, pay for medical services, make big purchases on special occasions and so on.
With one quick & simple online application, 24CashToday allows you to reach multiple lenders and get better payday loan offers to compare. There are no additional fees when using our loan matching service.
Yes, most lenders will run a "soft" inquiry on your credit report, which means no hard credit check and no damage to your credit score. However, some payday loan lenders may perform a "hard" credit check which can decrease your score.
Typically, you will receive the money the next business day after approval, but in some cases, you can be eligible for a same-day funding*.
Yes. Credit score is not the only factor which is being considered when evaluating your loan request. However, a bad credit score can result in a more expensive loan and fewer options to choose from.
No. Using our loan-matching service is free of charge.
APR or Annual Percentage Rate is an annualized representation of your interest rate. When deciding between different types of loans, APR helps you compare how expensive each loan will be.
Payday loan online is by far the easiest loan to get among unsecured personal loans. However, low requirements also mean high interest rates and fees. Among secured loans, a title loan is the easiest one to get online.
If you have more questions about payday loans and cash advance, please visit our FAQs section for more useful information.