Online short-term loans for any purpose
Personal loans of $500, $1000, $1500+ for 1 to 3 months
When facing emergency expenses like car repairs or medical bills, people often look for short-term loans such as 30-day loans or 3-month loans to overcome the temporary difficulties. Low qualification requirements, no collateral, instant decision, and the way how fast you can get the money even with bad credit - all this makes short-term personal loans highly demanded.
What is a short-term loan?
As the name suggests, a short-term loan is a small personal loan taken for a short period with no collateral backing up the loan. Such loans as 30-day loans, 60-day loans, 90-day loans or 3-month loans are all short-term loans.
What are the types of short-term loans?
If the loan amount varies from $500 to $1500, requires no collateral, and is taken for up to 30 days, then such loans are called payday loans.
For more information about payday loans visit this page.
Unsecured short-term loans of bigger amounts up to $10,000 which are taken for 60 days to 12 months are known as installment loans.
For more information about installment loans visit this page.
How to pre-qualify for a 30–90-day loan?
Prior to applying for an online short-term loan make sure that you meet these requirements:
- You are of legal age in your state
- You have a stable income source
- You have a valid photo ID
- You have an active email & phone number
- You have an active bank account
Can I get a short-term loan with bad credit?
Absolutely. Online short-term loans are in high demand among borrowers with no credit history or bad credit scores. Credit score is not the only factor which lenders consider when deciding whether to give you a loan or not.
However, people with better credit scores usually get offers with lower interest rates and more flexible terms. If you fail to get a no-collateral short-term loan because of your bad credit, then consider secured loans such as title loans.
For more information, please see our title loans page.
What are the benefits of short-term loans?
Apart from high interest rates there are also benefits which make short term cash advance so attractive.
They are fast
When it comes to small cash loans for a short period, like 30-day loans, or 45-day loans, it is hard to find a faster way of getting the funds you need. From instant application to funding - the process is quick.
No hard credit checks
Most lenders perform no hard credit check to avoid damaging your credit history. Unfortunately, some lenders still may do a hard credit check on you as part of their qualification process.
Easy to get
If you meet the qualification criteria and follow our easy application process, nothing can stop you from getting a $500, a $1000, or a $2000 cash loan for a short period.
How to apply for an online short-term loan?
If you have already found a reliable direct lender for short-term loans, then you can apply at the lender's website. Another easy way of applying for a short-term personal loan is by using 24CashToday which has made the application process simple and fast.
You can apply in four easy steps:
- Step 1. Complete our quick online application
- Step 2. Receive offers from direct lenders
- Step 3. Select an offer & sign the agreement
- Step 4. Get the money!